How it works

From statement to strategy.

An intentionally simple workflow. No spreadsheets, no jargon, no obligation.

01

Upload your statement

Drag and drop your merchant statement in PDF, PNG, or JPEG. Everything is encrypted in transit and at rest.

02

AI analyzes your statement

Our engine parses every line, categorizes each fee, and benchmarks your rates against thousands of merchants.

03

Receive your FlowMint Score

A proprietary 0–100 score, plus a detailed report with clear observations and recommendations.

04

Download your report

Export a branded PDF with your full analysis to share with your team, CFO, or advisor.

05

Identify opportunities

See where fees may be excessive and get plain-English recommendations you can act on.

06

Optional expert review

Book a call with a FlowMint advisor to walk through your report line by line — no pressure.